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FAQ's
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Accidents and Claims
Do I get a courtesy car if I have an accident?
After a car accident, I had my car repaired at a body shop my Insurance Company referred me to, but I'm not happy with the work that was done. Is there anything I can do about it?
Can I demand original equipment manufacturer (OEM) parts to repair my vehicle?
Do I have legal cover on my policy?
Do I have to use my Insurer's body shop for repairs?
Do I need Legal Expenses cover if I know a solicitor?
How do I make a claim?
How much cover does Legal Expenses Cover provide?
I have protected no claims bonus, so will my policy be affected by a claim that is my fault?
I have received third party correspondence, what should I do?
I've just been in an accident. How will the Insurer arrange the payment for repairs to my car?
If I buy Legal Expenses Cover, who would be covered?
If I claim for a windscreen will this affect my no claims bonus?
If I have an accident and I do not wish to make a claim, do I still have to notify my insurer?
If I need to use Legal Expenses Cover are there any additional costs other than the annual premium?
Should I expect my premium to rise if I reported an accident to my Insurance Company in which I was not found at fault?
What is an excess?
What should I do if I've just had a car accident?
When can I use Legal Expenses Cover?
Why do I have to pay my excess if an accident is not my fault?
Will I be supplied with a courtesy car while my car is being repaired?
Will you pay compensation under my Legal Expenses Policy if I am injured as a result of a road traffic accident and unable to work?
Would I be covered by Legal Expenses Cover if I go abroad?
Would I be covered by Legal Expenses Cover if the driver at fault leaves the scene of the accident without swapping details?
Would Legal Expenses cover me in my other car?
© Copyright HIC Insurance 2012 - All rights reserved VolksWorld Insurance Services is brought to you by HIC. VolksWorld Insurance Services is a trademark of IPC Media, who acts as an introducer to us, HIC - Herts Insurance Consultants ltd - Registered No. 3735354, Registered Office, 22-26 Kings Street Kings Lynn Norfolk PE30 1HJ. HIC is incorporated in the UK and is authorised and regulated by the Financial Services Authority No 309073. We are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. HIC will arrange and administer your insurance which will be underwritten by selected insurers.